There is currently a trend of rising premiums in the car insurance market, but this does not preclude motorists from getting a competitive deal on their cover, according to the AA.
The association’s quarterly index of insurance costs found that premiums rose by an average of around six per cent last year.
In early 2007 this rising trend moderated slightly, but Ian Crowder, public relations manager for the AA, expressed the group’s expectation that premiums will rise again soon.
Despite this activity, Mr Crowder said that "savvy" drivers can secure themselves a competitive price on a premium if they play the market.
"For all the upward pressure on insurance premiums, there’s always going to be a new provider coming in, trying to get a market share and offering big discounts," he said.
"For the savvy insurance buyer, there is always a provider willing to offer low premiums to get your business."
According to the AA’s latest report, the average quoted premium for an annual comprehensive car insurance policy is around £802.