A motorist driving a Ford Focus has been used to show the impact that being caught driving without due care and attention can have on a car insurance quote.
New research from moneysupermarket.com has found that many motorists have developed bad habits behind the wheel.
These include 77 per cent of motorists changing the radio station or CD track while driving and 52 per cent opting to have something to eat.
It was then discovered that a person could pay as much as 26 per cent extra on a car insurance quote in the future if they are charged with driving without due care and attention.
The results were based on a 30-year-old male 2006 Ford Focus driver from Manchester, who parks the vehicle on a driveway, has five years no claims discount and completes 10,000 miles each year.
Andy Leadbetter, managing director of insurance at moneysupermarket.com, said: "Careless drivers are a menace on the roads and a danger to both themselves and others.
"Not only are these bad driving habits, but also expensive habits if you are caught."
Car insurance provider esure recently told motorists of a number of ways that they may be able to obtain cheaper car insurance, including using price comparison websites, staying claim-free and avoiding monthly repayments.